Consumer Reporting Reform Act of 1996
Compare the Old FCRA with the New Federal Law

A comprehensive outline by section of the Fair Credit Reporting Laws.

References to other sections in the Act are dynamically linked with this

Black text	FCRA till September 1997
Black strike-thru text	~~FCRA which no longer is included in the law after September 1997~~
Red text	New law in effect after September 1997

TITLE VI-
CONSUMER CREDIT REPORTING [15 USC 1681]

	Section 601 Short Title.
	Section 602 Findings and Purpose.
	Section 603 Definitions end Rules of Construction.
	Section 604 Permissible Purposes of Reports.
	Section 605 Requirements Relating to Information Contained in Consumer Reports.
	Section 606 Disclosure of Investigative Consumer Reports.
	Section 607 Compliance Procedures.
	Section 608 Disclosures to Governmental Agencies.
	Section 609 Disclosures to Consumers.
	Section 610 Conditions and Form of Disclosure to Consumers.
	Section 611 Procedure in Case of Disputed Accuracy.
	Section 612 Charges for Certain Disclosures.
	Section 613 Public Record Information for Employment Purposes.
	Section 614 Restrictions on Investigative Consumer Reports.
	Section 615 Requirements on Users of Consumer Reports.
	Section 616 Civil Liability for Willful Noncompliance.
	Section 617 Civil Liability for Negligent Noncompliance.
	Section 618 Jurisdiction of Courts: Limitation of Actions.
	Section 619 Obtaining Information under False Pretenses.
	Section 620 Unauthorized Disclosures by Officers or Employees.
	Section 621 Administrative Enforcement.
	Section 622 Information on Overdue Child Support Obligations.
	Section 623 Responsibilities of Furnishers of Information to Consumer Reporting Agencies.
	Section 624 Relation to State Laws.
	Section 625 Disclosures to FBI for Couterintelligence Purposes.
	Reports Due to Congress FCRA Bill - Upcoming reports due

[FrontPage Include Component]

A comprehensive outline by section of the Fair Credit Reporting Laws.

References to other sections in the Act are dynamically linked with this

Black text	FCRA till September 1997
Black strike-thru text	~~FCRA which no longer is included in the law after September 1997~~
Red text	New law in effect after September 1997

	Section 601 Short Title.
	Section 602 Findings and Purpose.
	Section 603 Definitions end Rules of Construction.
	Section 604 Permissible Purposes of Reports.
	Section 605 Requirements Relating to Information Contained in Consumer Reports.
	Section 606 Disclosure of Investigative Consumer Reports.
	Section 607 Compliance Procedures.
	Section 608 Disclosures to Governmental Agencies.
	Section 609 Disclosures to Consumers.
	Section 610 Conditions and Form of Disclosure to Consumers.
	Section 611 Procedure in Case of Disputed Accuracy.
	Section 612 Charges for Certain Disclosures.
	Section 613 Public Record Information for Employment Purposes.
	Section 614 Restrictions on Investigative Consumer Reports.
	Section 615 Requirements on Users of Consumer Reports.
	Section 616 Civil Liability for Willful Noncompliance.
	Section 617 Civil Liability for Negligent Noncompliance.
	Section 618 Jurisdiction of Courts: Limitation of Actions.
	Section 619 Obtaining Information under False Pretenses.
	Section 620 Unauthorized Disclosures by Officers or Employees.
	Section 621 Administrative Enforcement.
	Section 622 Information on Overdue Child Support Obligations.
	Section 623 Responsibilities of Furnishers of Information to Consumer Reporting Agencies.
	Section 624 Relation to State Laws.
	Section 625 Disclosures to FBI for Couterintelligence Purposes.
	Reports Due to Congress FCRA Bill - Upcoming reports due