______ years after this date, for value received, we promise to pay to the order of __________________________, who’s address is ____________________________________________________________, the sum of __________________DOLLARS, ($________.) with interest at the rate of _______ percent per annum, payable as follows: $__________ on the first day of ________, 199_ and $_________ on the first day of each month thereafter until fully paid.

The makers, endorsers and guarantors of this note hereby severally waive presentment for payment, notice of non-payment, protest and notice of protest thereof and consent that time of payment may be extended without notice; and waive all stay of execution and all exemption of wages from garnishment and from levy and sale under execution upon any judgment rendered upon this note after maturity; and agree in case this note is not paid at maturity and is placed in the hands of an attorney for collection, to pay a reasonable attorney fee. Should default be made in the payment of any installments of interest and/or principle due hereunder, then such default shall mature the entire indebtedness evidenced hereby, without notice, at the option of the holder hereof.

_______________________ ___________________________

Witness

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Date

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