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Trans Union Credit Report Codes
ECOA INQUIRY AND ACCOUNT DESIGNATORS
A Authorized user of shared account
C Joint contractual liability
I Individual account for sole use of customer
M Account for which subject is liable, but co-signer has liability if the maker defaults
P Participant in shared account which cannot be distinguished as C or A
S Account for which subject is co-signer and becomes liable if maker defaults
T Relationship with account terminated
U Undesignated
X Deceased
TYPE OF ACCOUNT
0 Open Account (30 60 or 90 days)
R Revolving or Option
I Installment
M Mortgage
C Check credit (line of credit)
DATE INDICATORS
A Automated
C Closed
D Declined
F Repossessed/Written Off/Collection
I Indirect
M Manually Frozen
N No Record
P Paid Out
R Reported
S Slow Answering
T Temporarily Frozen
V Verified
X No Reply
MOP CURRENT MANNER OF PAYMENT
00 Too new to rate, or no rating
01 Pays (or paid) within 30 days of payment due date, or not over one payment past due
02 Pays (or paid) in more than 30 days from the payment due date, but not more than 60 days, or not more than two payments past due
03 Pays (or paid) in more than 60 days from the payment due date, but not more than 90 days, or three payments past due
04 Pays (or paid) in more than 90 clays from payment due date, but not more than 120, or four payments past due
05 Pays (or paid) in more than 120 days from payment due date or more than four payments past due
07 Making regular payments under Wage Earner Plan or similar arrangement
08 Repossession
8A Voluntary Repossession
8D Legal Repossession
8P Making payments to account with MOP/08
8R Repossession redeemed
09 Bad debt; placed for collection
9B Collection account
9P Making payments or pad with an MOP of 09 or 9B
UC Unclassified
UR Unrated
KINDS OF BUSINESS CLASSIFICATION
A AUTOMOTIVE
B BANKS AND S&L
C CLOTHING
D DEPARTMENT, VARIETY AND OTHER RETAIL
E EMPLOYMENT
F FINANCE, PERSONAL
G GROCERIES
H HOME FURNISHINGS
I INSURANCE
J JEWELRY, CAMERAS AND COMPUTERS
K CONTRACTORS
L LUMBER, BUILDING MATERIAL, HARDWARE
M MEDICAL & RELATED HEALTH
N CREDIT CARD AND TRAVEL / ENTERTAINMENT COMPANIES
0 OIL COMPANIES
P PERSONAL SERVICES OTHER THAN MEDICAL
Q FINANCE COMPANIES, OTHER THAN PERSONAL FINANCE COMPANIES
R REAL ESTATE AND PUBLIC ACCOMMODATIONS
S SPORTING GOODS
T FARM AND GARDEN SUPPLIERS
U UTILITIES AND FUEL
V GOVERNMENT
W WHOLESALE
X ADVERTISING
Y COLLECTION
Z MISCELLANEOUS
TRANS ALERT AND HAWK ALERT MESSAGES
TRANS -ALERT Messages
***TRANS-ALERT: (no. of) INQUIRIES IN LAST 60 DAYS***
***TRANS-ALERT: CURRENT INPUT ADDRESS DOES NOT MATCH FILE ADDRESS(ES) ...
***TRANS-ALERT: INPUT SSN NOT ISSUED ...
***TRANS-ALERT: INPUT SURNAME DOES NOT MATCH FILE SURNAME
***TRANS-ALERT: INPUT SUBJECT SSN DOES NOT MATCH FILE SSN
***TRANS-ALERT: INPUT SPOUSE SSN DOES NOT MATCH FILE SSN
***TRANS-ALERT: CURRENT INPUT ZIP CODE INVALID***
***TRANS-ALERT: PREVIOUS INPUT ZIP CODE INVALID***
HAWK-ALERT Messages
***HAWK-ALERT: VERIFY INPUT INVESTIGATE ADDRESS*** (Designated as Current or Previous)
***HAWK-ALERT: VERIFY INPUT INVESTIGATE SUBJECT SSN***
***HAWK-ALERT: VERIFY INPUT INVESTIGATE TELEPHONE NO.***
***HAWK-ALERT: SUBJECT SSN HAS BEEN USED TO FILE A DEATH CLAIM IN (DATE)
***HAWK-ALERT: VERIFY INPUT ... ADDRESS IS COMMERCIAL-
***HAWK-ALERT: VERIFY INPUT ... ADDRESS IS INSTITUTIONAL"'
***HAWK-ALERT: VERIFY INPUT ADDRESS IS A MULTI-UNIT DWELLING-
***HAWK-ALERT: VERIFY INPUT ADDRESS IS RURAL ROUTE***
***HAWK-ALERT: CLEAR***
***HAWK-ALERT: TEMPORARILY UNAVAILABLE-
***HAWK-ALERT: HAWK ACCESS NOT AUTHORIZED-
A CONFIDENTIAL REPORT-FOR INTERNAL USE ONLY The Information contained herein is intended to, the exclusive of the inquirer based upon his representation that the inquiry is for a legitimate permissible purpose as defined in the Fair Credit Reporting Act All informer- has been obtained from sources reasonably believed to be reliable but Pre accuracy of which is not guaranteed. The inquirer agrees to indemnify and hold harmless the reporting bureau from any damages arising out of any improper use of this information and it is furnished in reliance on that indemnify. The inquirer agrees to hold ail information contained herein in strict confidence and not to reveal it to any one, including the subject of the report except as required by state law.
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