Experian Credit Profile Report Pg 3

52. The consumer's payment history during the past 25 months beginning with the month represented by the balance date. The codes reflect the status of the account for each month and are displayed for balance reporting subscribers only.

C       Current

N       Current account/zero balance - no update tape received.

0        Current account/zero balance - reported on update tape.

1        30 days past the due date

2        60 days past the due date

3        90 days past the due date

4        120 days past the due date

5        150 days past the due date

6        180 days past the due date

7        Making regular payments or paid under wage earner plan or similar arrangements.

8        derogatory. e.g. repossession, foreclosure

9        derogatory, e.g. collection, charge off.

B       Account condition change, payment code not applicable.

- (Dash) No history reported for that month.

Blank No history maintained; see payment status comment.

50. Two amounts may display. Indicates the account has a $1,400 (L)imit and the (H)ighest balance was $1,200.

51. Monthly payment estimated, indicated by the 'E' directly after the monthly payment amount, calculated by TRW based on reporter's formula. A scheduled monthly payment is indicated if there is no 'E.'

52. Special comments reported by a subscriber or consumer to distinguish accounts, which may require special handling.

53. Indicates the consumer's collateral against this account. Balloon payment information (date and $ amount), 'sold to' creditor name or the original credit grantor name for third party collection agency tradelines may appear, if provided by a subscriber.

54. Inquiries: indicate a Profile report was received on that date by the subscriber listed. Inquiring Subscriber name, number and KOB are shown. Type, terms arid amount may display and are from the subscriber's inquiry input.

55. The messages section may include general consumer statements, informational or other special messages. Consumer statements relating to a tradeline or public record item appear directly after the item

56. Name, address and telephone number of TRW office or Credit Bureau nearest to the consumer's current address. Use for consumer referrals. Display is elective; contact your TRW representative.

Please contact your local Experian representative or call Customer Support at (800) 854-7201 for more information.